Financing Through GoodLeap

Bailey's Air Conditioning and Heating has partnered with GoodLeap to offer easy financing for our customers. Financing is not only for those who don't quite have the cash, but also for those who want to hang onto the cash that they have for longer. Repairs and replacement needs can be unexpected and costly, but we have you covered with our very simple application process. You will know if you are approved within minutes. **Loan must be approved and documents signed PRIOR TO repair or installation**
Details
  • Payments Start 60 Days After System or Part Installation
  • No Early Payoff Penalties
  • Approval Is a Soft Credit Pull – Only a Hard Pull Once Loan Is Signed
  • Credit Score Can Be as Low as 600 – For Primary OR Co-Borrower 
  • All Three Credit Bureaus Checked – Only One Score Has to be 600+
  • Co-Borrower Can Be Anyone – Non-Relatives and Non-Residents Okay
  • Loans Can Be For System OR Part Installations from $1000 up to $55K
  • Mobile Homes (with Land), Second Homes, & Investment Properties Allowed

Loan Options with 650+ Credit Score

  1. 12 Month @ 0%* APR

    0% Interest for 12 Months. No fees for the borrower or payment required during introduction period (10 years @ 15.49% after introduction)

  2. 5 years @ 10.99%* APR

    No fees for the borrower. Multiply loan amount by 0.02221 to determine approximate monthly payment. Ex $5000 = $111.05 per month

  3. 10 years @ 10.99%* APR

    No fees for the borrower. Multiply loan amount by 0.01396 to determine approximate monthly payment. Ex $5000 = $69.80 per month

  4. 15 years @ 10.99%* APR

    No fees for the borrower. Multiply loan amount by 0.01149 to determine approximate monthly payment. Ex $5000 = $57.45 per month

*With autopay. Without autopay, add 0.5% to all loans.

For 600 - 649 Score

Lower credit scores are eligible for a 2nd look counteroffer loan of 10 years @ 15.49% APR. No fees to the borrower. Multiply the loan amount by 0.01670 to determine approximate monthly payment. Ex $5000 = $83.50 per month.

Reasons you may not qualify?
  • Bankruptcy in the last 7 years
  • Behind on Mortgage payments
  • Debt to income ratio too high
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