Financing

A man and a woman are sitting on a couch looking at a tablet.

Explore HVAC Financing Options in Bay County

At Bailey's, we understand inflation is high and your purse strings may be a little tight right now. However, we also believe that heating and cooling services should be for everyone, regardless of your budget. That's why we're proud to offer some of the best HVAC financing options in Bay County.

Whether you want to upgrade to a high-efficiency HVAC system, need to replace your old one, or require a repair, we have financing options for you. We're have proudly partnered with GoodLeap to ensure fast and easy financing for all our customers.

Here are the Details

Through our partnership with GoodLeap, you can apply and qualify for financing in just minutes. You can apply regardless of your bank account, as our financing options are for everyone! Here are the details:

0% Financing Option are Available
Payments Start 60 Days After System or Part Installation
No Early Payoff Penalties
Approval Is a Soft Credit Pull – Only a Hard Pull Once Loan Is Signed
Credit Score Can Be as Low as 600 – For Primary OR Co-Borrower
All Three Credit Bureaus Checked – Only One Score Has to be 600+
Co-Borrower Can Be Anyone – Non-Relatives and Non-Residents Okay
Loans Can Be For System OR Part Installations from $1000 up to $55K
Mobile Homes (with Land), Second Homes, & Investment Properties Allowed

The only way you may not qualify is if your credit score is too low, your debt to income ratio is too high, you're behind on your mortgage payments, or you filed for bankruptcy in the last seven years. Otherwise, start applying today to find out which financing options you qualify for!

Learn More About Our HVAC Financing Options in Bay County

If you require HVAC services but don't want to pay for everything upfront, contact us at Bailey's to explore our financing options. Depending on your credit score, we may have an option that's perfect for you.